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mircalla
Nouveau Membre

2 réponses
Posté - 25 mai 2001 :  14:23:30  Voir le profil
mon vélo a été volé dans un local à vélo commun avec les autres locataires. Ce local est soi-disant sécurisé avec une porte qui ne s'ouvre qu'avec une clé.
J'ai téléphoné a l'agence qui s'occupe de l'immeuble et on m'a dit qu'il n'était pas concerné.
Je voudrais savoir si le local peut être assuré contre le vol

mircalla@wanadoo.fr
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Posté - 27 mai 2001 :  15:32:11  Voir le profil  Voir la page de universimmo
La copropriété peut être assurée contre le vol, mais uniquement pour des objets et matériels lui appartenant. En ce qui vous concerne, il faudrait voir dans votre contrat multirisques habitation, qui normalement couvre des extensions comme une cave ou un box, s'il ne couvre pas des locaux communs fermés.
Autrement, la responsabilité du syndicat des copropriétaires, ne pourrait être engagée que s'il y a faute, préjudice et lien de causalité entre la faute et le préjudice...

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christ60
Nouveau Membre

2 réponses
Posté - 05 août 2003 :  21:06:56  Voir le profil
Je me suis également fais voler mon vélo (Un mois et 533 euros) dans un local à vélo fermé à clef. La porte du local a été forcée. Mon assurance et la société HLM ne prennent pas en charge le vol alors qu'il y a eu effraction.
De plus, j'ai respecté une clause de mon contrat de location qui prévoit de "Garer les bicyclettes et voitures d'enfants exclusivement dans les locaux et emplacements prévus à cet effet". La clause de mon contrat engage t'elle la responsabilité de la société HLM en cas de sinistre dans le local en question ? Dois je faire le deuil de mon vélo ou y a t'il une autre solution???????
Merci pour votre aide..............
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P.F. Barde
Pilier de forums

1972 réponses
Posté - 06 août 2003 :  00:21:40  Voir le profil
Je crains que vous ne deviez faire le deuil de votre vélo si le risque d'un tel vol n'était pas couvert pas votre assurance. La société HLM ne peut être mise en cause, le local étant fermé à clef, il n'y a pas de négligence à lui reprocher. A part le voleur, je ne vois pas qui d'autre pourrait être tenu responsable. J'ai entendu dire qu'en Suisse dans les immeubles d'habitation collectifs on pouvait disposer de buanderies communes, tenues en bon état de propreté avec des machines en bon état de fonctionnement. Autres lieux, autres moeurs.

Cordialement

P.F. Barde
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